{"id":1106,"date":"2026-10-06T08:46:06","date_gmt":"2026-10-06T08:46:06","guid":{"rendered":"https:\/\/www.lafleur-immobilien.de\/?page_id=1106"},"modified":"2026-10-06T10:41:02","modified_gmt":"2026-10-06T10:41:02","slug":"ratgeber","status":"publish","type":"page","link":"https:\/\/www.lafleur-immobilien.de\/index.php\/ratgeber\/","title":{"rendered":"Ratgeber"},"content":{"rendered":"\n<div class=\"wp-block-columns popmake-1341 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-724x1024.jpg\" alt class=\"wp-image-1324\" srcset=\"https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-724x1024.jpg 724w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-212x300.jpg 212w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-768x1087.jpg 768w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-1086x1536.jpg 1086w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-42x60.jpg 42w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview.jpg 1239w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\"><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Ratgeber: Energetisches Sanieren<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ein Vier\u00adtel des natio\u00adna\u00adlen Ener\u00adgie\u00adver\u00adbrauchs ent\u00adf\u00e4llt auf Pri\u00advat\u00adhaus\u00adhal\u00adte. Ent\u00adspre\u00adchend h\u00e4lt das The\u00adma Ener\u00adgie\u00adspa\u00adren nun rasan\u00adter denn je Ein\u00adzug in die Immo\u00adbi\u00adli\u00aden\u00adwirt\u00adschaft. Nach\u00adhal\u00adtig\u00adkeit und Umwelt\u00adschutz geh\u00f6\u00adren zu den wich\u00adtigs\u00adten Zukunfts\u00adthe\u00admen \u2013 jetzt erle\u00adben Sie als Eigen\u00adt\u00fc\u00admer oder Kauf\u00adin\u00adter\u00ades\u00adsent die Kon\u00adse\u00adquen\u00adzen. F\u00f6r\u00adder\u00adan\u00adge\u00adbo\u00adte wer\u00adden auf den Weg gebracht, Unter\u00adst\u00fct\u00adzung ist zuge\u00adsagt. Eine tol\u00adle Chan\u00adce? Unbe\u00addingt! Zugleich stellt die staat\u00adli\u00adche Regu\u00adlie\u00adrung Sie auch vor Herausforderungen.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns popmake-1350 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Ratgeber: Immobilienfinanzierung<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vor dem Kauf einer Immo\u00adbi\u00adlie steht die Finan\u00adzie\u00adrung. Denn hier ent\u00adschei\u00adden sich die wirk\u00adlich wich\u00adti\u00adgen Fra\u00adgen: Was kann ich mir leis\u00adten? Spielt die Bank mit? Mit wel\u00adchen Kon\u00addi\u00adtio\u00adnen kann ich rech\u00adnen? Macht es einen Unter\u00adschied, ob ich Eigen\u00adtum selbst nut\u00adze oder ver\u00admie\u00adten m\u00f6ch\u00adte? Und auch wenn Sie bereits gekauft haben, bleibt das The\u00adma ein Dau\u00ader\u00adbren\u00adner. Denn Umschul\u00addung, Bank\u00adwech\u00adsel und Anschluss\u00adfi\u00adnan\u00adzie\u00adrung k\u00f6n\u00adnen reich\u00adlich Fra\u00adgen aufwerfen.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-1-724x1024.jpg\" alt class=\"wp-image-1327\" srcset=\"https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-1-724x1024.jpg 724w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-1-212x300.jpg 212w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-1-768x1087.jpg 768w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-1-1086x1536.jpg 1086w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-1-42x60.jpg 42w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-1.jpg 1239w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\"><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns popmake-1353 is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-2-724x1024.jpg\" alt class=\"wp-image-1329\" srcset=\"https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-2-724x1024.jpg 724w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-2-212x300.jpg 212w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-2-768x1087.jpg 768w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-2-1086x1536.jpg 1086w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-2-42x60.jpg 42w, https:\/\/www.lafleur-immobilien.de\/wp-content\/uploads\/2026\/10\/preview-2.jpg 1239w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\"><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Ratgeber: Leibrente<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sie m\u00f6ch\u00adten in Ihrer Immo\u00adbi\u00adlie woh\u00adnen blei\u00adben, gleich\u00adzei\u00adtig aber vom Wert\u00adzu\u00adwachs der letz\u00adten Jah\u00adre pro\u00adfi\u00adtie\u00adren? Dann kann die Ver\u00adren\u00adtung Ihrer Immo\u00adbi\u00adlie eine attrak\u00adti\u00adve M\u00f6g\u00adlich\u00adkeit dar\u00adstel\u00adlen. Doch Ach\u00adtung \u2013 es gibt eini\u00adges zu beach\u00adten. In die\u00adsem Rat\u00adge\u00adber zei\u00adgen wir alle Chan\u00adcen und Risi\u00adken&nbsp;auf.<\/p>\n<\/div>\n<\/div>\n<div class=\"shariff shariff-align-flex-end shariff-widget-align-flex-start\"><div class=\"ShariffHeadline\">Tei\u00adle die\u00adsen Beitrag<\/div><ul class=\"shariff-buttons theme-round orientation-horizontal buttonsize-small\"><li class=\"shariff-button facebook\" style=\"background-color:#e1bdbd;border-radius:1%\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fwww.lafleur-immobilien.de%2Findex.php%2Fratgeber%2F\" title=\"Bei Facebook teilen\" aria-label=\"Bei Facebook teilen\" role=\"button\" rel=\"nofollow\" class=\"shariff-link\" style=\";border-radius:1%; background-color:#000000; color:#fff\" target=\"_blank\"><span class=\"shariff-icon\" style><svg width=\"32px\" height=\"20px\" viewBox=\"0 0 18 32\"><path fill=\"#3b5998\" d=\"M17.1 0.2v4.7h-2.8q-1.5 0-2.1 0.6t-0.5 1.9v3.4h5.2l-0.7 5.3h-4.5v13.6h-5.5v-13.6h-4.5v-5.3h4.5v-3.9q0-3.3 1.9-5.2t5-1.8q2.6 0 4.1 0.2z\" \/><\/svg><\/span><\/a><\/li><li class=\"shariff-button linkedin\" style=\"background-color:#e1bdbd;border-radius:1%\"><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fwww.lafleur-immobilien.de%2Findex.php%2Fratgeber%2F\" title=\"Bei LinkedIn teilen\" aria-label=\"Bei LinkedIn teilen\" role=\"button\" rel=\"noopener nofollow\" class=\"shariff-link\" style=\";border-radius:1%; background-color:#000000; color:#fff\" target=\"_blank\"><span class=\"shariff-icon\" style><svg width=\"32px\" height=\"20px\" viewBox=\"0 0 27 32\"><path fill=\"#0077b5\" d=\"M6.2 11.2v17.7h-5.9v-17.7h5.9zM6.6 5.7q0 1.3-0.9 2.2t-2.4 0.9h0q-1.5 0-2.4-0.9t-0.9-2.2 0.9-2.2 2.4-0.9 2.4 0.9 0.9 2.2zM27.4 18.7v10.1h-5.9v-9.5q0-1.9-0.7-2.9t-2.3-1.1q-1.1 0-1.9 0.6t-1.2 1.5q-0.2 0.5-0.2 1.4v9.9h-5.9q0-7.1 0-11.6t0-5.3l0-0.9h5.9v2.6h0q0.4-0.6 0.7-1t1-0.9 1.6-0.8 2-0.3q3 0 4.9 2t1.9 6z\" \/><\/svg><\/span><\/a><\/li><li class=\"shariff-button mailto\" style=\"background-color:#e1bdbd;border-radius:1%\"><a href=\"mailto:?body=https%3A%2F%2Fwww.lafleur-immobilien.de%2Findex.php%2Fratgeber%2F&amp;subject=Ratgeber\" title=\"Per E-Mail versenden\" aria-label=\"Per E-Mail versenden\" role=\"button\" rel=\"noopener nofollow\" class=\"shariff-link\" style=\";border-radius:1%; background-color:#000000; color:#fff\"><span class=\"shariff-icon\" style><svg width=\"32px\" height=\"20px\" viewBox=\"0 0 32 32\"><path fill=\"#999\" d=\"M32 12.7v14.2q0 1.2-0.8 2t-2 0.9h-26.3q-1.2 0-2-0.9t-0.8-2v-14.2q0.8 0.9 1.8 1.6 6.5 4.4 8.9 6.1 1 0.8 1.6 1.2t1.7 0.9 2 0.4h0.1q0.9 0 2-0.4t1.7-0.9 1.6-1.2q3-2.2 8.9-6.1 1-0.7 1.8-1.6zM32 7.4q0 1.4-0.9 2.7t-2.2 2.2q-6.7 4.7-8.4 5.8-0.2 0.1-0.7 0.5t-1 0.7-0.9 0.6-1.1 0.5-0.9 0.2h-0.1q-0.4 0-0.9-0.2t-1.1-0.5-0.9-0.6-1-0.7-0.7-0.5q-1.6-1.1-4.7-3.2t-3.6-2.6q-1.1-0.7-2.1-2t-1-2.5q0-1.4 0.7-2.3t2.1-0.9h26.3q1.2 0 2 0.8t0.9 2z\" \/><\/svg><\/span><\/a><\/li><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>Rat\u00adge\u00adber: Ener\u00adge\u00adti\u00adsches Sanie\u00adren Ein Vier\u00adtel des natio\u00adna\u00adlen Ener\u00adgie\u00adver\u00adbrauchs ent\u00adf\u00e4llt auf Pri\u00advat\u00adhaus\u00adhal\u00adte. Ent\u00adspre\u00adchend h\u00e4lt das The\u00adma Ener\u00adgie\u00adspa\u00adren nun rasan\u00adter denn je Ein\u00adzug in die Immo\u00adbi\u00adli\u00aden\u00adwirt\u00adschaft. Nachhaltigkeit&nbsp;\u2026&nbsp;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"wp_typography_post_enhancements_disabled":false,"footnotes":""},"class_list":["post-1106","page","type-page","status-publish","hentry","latest_post"],"_links":{"self":[{"href":"https:\/\/www.lafleur-immobilien.de\/index.php\/wp-json\/wp\/v2\/pages\/1106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lafleur-immobilien.de\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.lafleur-immobilien.de\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.lafleur-immobilien.de\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lafleur-immobilien.de\/index.php\/wp-json\/wp\/v2\/comments?post=1106"}],"version-history":[{"count":17,"href":"https:\/\/www.lafleur-immobilien.de\/index.php\/wp-json\/wp\/v2\/pages\/1106\/revisions"}],"predecessor-version":[{"id":1355,"href":"https:\/\/www.lafleur-immobilien.de\/index.php\/wp-json\/wp\/v2\/pages\/1106\/revisions\/1355"}],"wp:attachment":[{"href":"https:\/\/www.lafleur-immobilien.de\/index.php\/wp-json\/wp\/v2\/media?parent=1106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}